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Manager, Credit Service & Portfolio Division

Kebronhill Microfinance Institution S.C. · ET · Full-time
Apply Now Posted 1 week ago

About the Role

The Manager oversees credit assessment, portfolio management, and risk mitigation for the microfinance institution, ensuring sound lending practices and regulatory compliance.

Responsibilities

  • Review loan applications and supporting documents
  • Interview applicants and assess creditworthiness
  • Prepare loan contracts and disbursement instructions
  • Analyze financial statements and business plans
  • Conduct macro/microeconomic analysis
  • Ensure collateral adequacy
  • Interpret results for approval committees
  • Compile credit data for reporting
  • Recommend policy improvements
  • Monitor repayments and non‑performing loans
  • Advise borrowers on performance
  • Prepare periodic borrower reports
  • Coordinate foreclosure procedures
  • Develop portfolio concentration limits
  • Conduct loan pricing studies
  • Maintain customer credit database
  • Submit reports to the National Bank of Ethiopia

Skills Required

Credit appraisalLoan underwritingFinancial analysisRisk assessmentPortfolio managementStakeholder communicationReport writingMicrosoft Office

Fields of Study

  • Management
  • Finance
  • Economics
  • Accounting

How to Apply

Submit your CV, cover letter, non‑returnable copies of credentials and three professional references to the application email; find contact details below.